Property transaction me stamp duty cost ka major part hota hai. Log temptation feel karte hain ki “document me kam value dikha dete hain, baaki cash de denge.” Short term me saving lagti hai, lekin legally yeh under-valuation bohot risky game hai.
Authorities generally circle rate / guideline value maintain karte hain – jo minimum value maana jata hai stamp calculation ke liye. Agar aap document me isse bhi kam price likho, to department reference ke through valuation revise kar sakta hai, additional duty + penalty demand kar sakta hai.
Under-reporting ke long-term side effects:
- Future sale pe capital gains calculation distort ho jati hai,
- Dispute ke time aap khud prove nahi kar paoge ki actual consideration kitna tha,
- Tax raids, benami transactions, aur money laundering suspicion create ho sakta hai.
Plus, agar buyer-seller relation kharab ho jaye, to cash part kabhi legally enforce nahi kiya ja sakta. Court ke paas sirf registered document ka figure hi reliable reference hota hai.
Saaf deal, proper stamp duty, aur clean money – short-term mehenga lag sakta hai, lekin life bhar ke liye legally safer hai.
